ROI Calculator - Return on Investment & Annualized ROI (2026)

Calculate total Return on Investment (ROI %), annualized ROI (CAGR), and net financial profit across stocks, real estate, and business ventures.

⚙️ Configuration & Inputs

Amount Invested (Starting Capital)

Amount Returned (Final Value)

Investment LengthTime held in years

years

📊 Results & Analysis

Total Return on Investment

+65.00%

+$6,500.00 Total Net Gain

Initial Investment	$10,000.00
Final Returned Value	$16,500.00
Net Financial Profit	+$6,500.00
Annualized ROI (CAGR)	+18.17% / year
Investment Multiple	1.65x Return

Understanding ROI vs. Annualized ROI (CAGR)

While simple ROI measures total percentage gain regardless of time, Annualized ROI (Compound Annual Growth Rate) standardizes performance per year to allow fair comparison between a 2-year stock trade and a 10-year rental property:

Annualized ROI = [(Ending Value ÷ Starting Value) ^ (1 ÷ Years)] - 1

Historically, the S&P 500 stock index has produced an annualized return of approximately 10% before inflation (roughly 7% real return).

Frequently Asked Questions

In the stock market, an annualized ROI of 7% to 10% is considered good and beats historical index benchmarks. In real estate, investors often target an 8% to 12% cash-on-cash return.

Yes. If your returned value is less than your initial investment, the ROI is negative, reflecting a capital loss.